Across Ireland, businesses are grappling with how to support employee health in a system under increasing strain. Public healthcare is facing long waiting lists and delays, while private health insurance costs continue to rise, placing pressure on employers who want to support their employees' wellbeing.
As of early 2025, the cost of private health insurance continues to rise every year, with individual and family plans becoming increasingly expensive. Premiums are increasing by an average of 5–7% annually, outpacing inflation. These rises are driven by factors such as escalating medical expenses, an ageing population, and growing demand. For many small and medium-sized businesses, covering the full cost is no longer feasible.
That’s why more employers are rethinking what meaningful health support looks like. It’s no longer just about offering private insurance; it’s about accessible, affordable ways to keep employees healthy and supported.
HSF Health Plan is the trading company of the charity, The Hospital Saturday Fund. All profits from HSF Health Plan are passed to The Hospital Saturday Fund, who make grants to medically associated charities, hospitals and individuals in need. HSF Health Plan provide health cash plans that cover everyday healthcare costs, including dental visits, optical care, physiotherapy, prescriptions and specialist consultations. Employees pay for treatment upfront and then claim the cost back.
For employers, our plans offer:
- Fixed monthly costs – simple to budget
- Scalable cover for different workforce sizes
- A fast, visible impact on wellbeing and retention
- Support for CSR and ESG goals through health access
By focusing on preventive care, HSF Health Plan helps reduce sick days, boost morale and show employees their health matters, without the complexity or high costs of insurance. Over 1,800 businesses across Ireland and the UK already trust us. Whether you’re enhancing your benefits package or introducing support, we can tailor a solution to suit your needs.
Discover how HSF Health Plan can support your team today - click here.